HomeServicesSmart Card Solutions
Fintech Card Issuance Platform

Issue Branded Cards &
Power Payments

Launch your own debit, credit, or prepaid card program. Our end-to-end fintech infrastructure handles compliance, issuance, processing, and digital wallets.

View Card Programs Explore Features
120+Card Programs Launched
PCIDSS Compliant
40+Currencies Supported
99.95%Transaction Uptime
Platform Features

Complete Card Issuance Infrastructure

Everything you need to design, issue, and manage a branded payment card program for your business or customers.

💳

Physical & Virtual Cards

Issue embossed physical cards and instant virtual cards. Both linked to the same account, managed from one dashboard.

🏦

BIN Sponsorship

We provide BIN sponsorship via our banking partners — get to market fast without needing your own banking license.

🔐

EMV Chip & NFC

Contactless payments, Apple Pay and Google Pay integration, and chip-and-PIN security on all physical cards.

📊

Spend Controls & Limits

Set per-transaction limits, merchant category blocks, geography restrictions, and real-time freeze/unfreeze from API.

🌍

Multi-Currency Processing

Accept and issue cards in 40+ currencies. Best-rate FX conversion with transparent fees and real-time settlement.

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Digital Wallet & App

White-label cardholder app with balance viewing, transaction history, card controls, and push notifications.

🤖

Fraud Detection AI

Real-time fraud scoring, 3D Secure 2.0, behavioral analytics, and automated transaction flagging to protect cardholders.

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KYC & Compliance

Built-in identity verification, AML screening, regulatory reporting, and compliance management across jurisdictions.

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REST API & Webhooks

Full API for card issuance, transaction processing, balance management, and real-time event webhooks.

Card Types

Three Card Programs Available

Choose the card type that fits your business model — or combine multiple programs.

DEBIT CARD
•••• •••• •••• 4521

Linked to real-time balance.
Perfect for payroll & expense cards.

CREDIT CARD
•••• •••• •••• 7830

Credit lines with interest & billing.
Rewards program support included.

PREPAID CARD
•••• •••• •••• 2249

Gift cards, travel cards & vouchers.
No bank account required.

Card Programs

Choose Your Card Program

Launch your branded card in weeks. All programs include compliance support and API access.

Prepaid Starter
Gift cards & closed-loop programs
$199/mo
+ card manufacturing costs
  • Up to 500 cards/month
  • Virtual card issuance
  • Branded card design
  • Basic cardholder portal
  • Transaction reporting
  • API access
  • Multi-currency
  • White-label app
Most Popular
Debit Business
For fintechs & neobanks
$599/mo
+ per-card issuance fee
  • Up to 5,000 cards/month
  • Physical + virtual cards
  • EMV chip + NFC contactless
  • Spend controls & limits API
  • Apple Pay / Google Pay
  • Multi-currency (40+)
  • KYC & AML compliance built-in
  • White-label cardholder app
Credit Enterprise
Full credit card program
$1,499/mo
+ interchange revenue share
  • Unlimited card issuance
  • Credit limit management
  • Billing & statement generation
  • Rewards & cashback engine
  • Fraud AI & 3DS2
  • Full regulatory compliance
  • Interchange revenue sharing
  • Dedicated compliance team
White-Label Platform
Your own card-as-a-service
Custom
full platform licensing
  • Full source code licensing
  • On-premise or private cloud
  • Your brand, your banking partner
  • Custom card schemes
  • Central bank regulatory support
  • Integration with core banking
  • Training & certification
  • 24/7 SLA-backed support
FAQ

Card Program Questions

Do I need a banking license to issue cards? +

No — we provide BIN sponsorship through our regulated banking partners. You operate the program under our license umbrella, which significantly reduces the time and cost to launch. For larger programs, we can assist with your own licensing.

How long does it take to launch a card program? +

Prepaid virtual card programs can go live in 2–4 weeks. Physical card programs with full KYC take 6–10 weeks including card manufacturing and compliance setup. Credit card programs typically take 3–4 months.

What card networks do you support? +

We support Visa, Mastercard, and UnionPay depending on your region and program type. Network selection is discussed during onboarding based on your target market and business model.

How is fraud handled? +

Our platform includes real-time fraud scoring, 3D Secure 2.0, velocity checks, and behavioral analytics. Suspicious transactions are flagged or blocked automatically. You also have API-level controls to freeze/unfreeze cards instantly.

Launch Your Program

Start Issuing Cards
In Weeks

Book a free consultation with our fintech team and get a custom card program proposal.

View Card Programs Book Consultation